* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    scroll-behavior: smooth;
}

body {
    background-color: #ffffff;
    font-family: 'Open Sans', sans-serif;
    }

    h1 {
    font-family: 'Lora', sans-serif;
    font-size: 20px;
    letter-spacing: 1;
    color: #ffffff;
    margin-top: -20px;
}
h2 {
    font-family: 'Lora', sans-serif;
}

.container {
    width: 100%;
}

.header-container {
    width: 100%;
    background-image: url(../images/jf-hero.png);
    background-size: cover;
    background-position: top right;
    background-repeat: no-repeat;
}
.header-overlay {
    background-image: linear-gradient(to right, #000000 30%, #14133a8e 60%);
    padding: 0;
    margin: 0;
    width: 100%;
}
.header {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: 10px 50px;
    background-color: #ffffff;
    backdrop-filter: blur(10px);
    position: fixed;
    z-index: 999;
}
.header-col-1 {
    flex-basis: 30%;
    font-family: 'Lora', sans-serif;
}
.header-col-2 {
    flex-basis: 70%;
    text-align: right;
}
.header-col-2 a {
    color: #0d0c25;
    text-decoration: none;
    font-size: 18px;
    font-weight: 300;
    margin-right: 15px;
    font-family: 'Lora', sans-serif;
    transition: .2s ease-in-out;
}
.header-col-2 a:hover {
    color: #c49808;
}
.header-col-3 {
    flex-basis: 10%;
    text-align: right;
}
.header-col-3 .btn {
    background-color: #c49808;
    color: #000000;
    font-size: 18px;
    font-weight: 400;
    padding: 12px 20px;
    border-radius: 6px;
}

.logo {
    width: 30%;
}
.logo-footer {
    width: 100%;
}

.yellow-titles {
    color: #c49808;
    font-size: 22px;
    font-weight: 400;
}

.yellow {
    color: #c49808;
}

/* Site Buttons */
.btn {
  width: 140px;
  height: 40px;
  border: none;
  border-radius: 10px;
  background: linear-gradient(to right,#77530a,#ffd277,#77530a,#77530a,#ffd277,#77530a);
  background-size: 250%;
  background-position: left;
  color: #ffd277;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition-duration: 1s;
  overflow: hidden;
}
.btn::before {
  position: absolute;
  content: "Apply Now";
  color: #ffd277;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 97%;
  height: 90%;
  border-radius: 8px;
  transition-duration: 1s;
  background-color: rgba(0, 0, 0, 0.842);
  background-size: 200%;
}
.btn:hover {
  background-position: right;
  transition-duration: 1s;
}
.btn:hover::before {
  background-position: right;
  transition-duration: 1s;
}
.btn:active {
  transform: scale(0.95);
}

.hero-container {
    width: 100%;
    padding: 150px 50px 100px 50px;
    background-color: transparent;
}
.hero {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    height: 50vh;
    margin-top: 90px;
}
.hero-col-1 {
    flex-basis: 45%;
    text-align: left;
}
.hero-col-2 {
    flex-basis: 55%;
    text-align: right;
}
.hero h1 {
    color: #ffffff;
    font-size: 4em;
    font-weight: 100;
    font-style: italic;
    line-height: .9;
}
.hero h2 {
    color: #ffffff;
    font-size: 2em;
    font-weight: 100;
    font-style: italic;
    line-height: .9;
}
.hero p {
    font-size: 18px;
    color: #ffffff;
}

.homepage-services-container {
    width: 100%;
    padding: 50px;
    background-color: #ffffff;
    text-align: center;
}
.homepage-services {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: top;
    width: 100%;
}
.homepage-services-col {
    flex-basis: 32%;
    padding: 50px;
    /* border: 1px solid #a4cd3b; */
    text-align: center;
    transition: .2sease-in-out;
    color: #a4cd3b;
    cursor: pointer;
    border-radius: 6px;
    background-color: #eeeeee;
}
.homepage-services-col:hover {
    /*background-color: #c49808;*/
    color: #14133a !important;
}
.homepage-services-container h2 {
    font-size: 3em;
    color: #14133a;
    font-weight: 400;
}
.homepage-services-col h3 {
    font-size: 2em;
    color: #14133a;
    font-weight: 400;
}
.homepage-services-col p {
    color: #14133a;
}
.homepage-services-col a {
    color: #14133a;
}
.services-icons {
    font-size: 2em;
    line-height: 1.8;
    color: #a4cd3b;
}

.homepage-features-container {
    width: 98%;
    padding: 0;
    margin: 0 auto;
}
.homepage-features-container h2 {
    font-size: 3em;
    color: #14133a;
    font-weight: 400;
    text-align: center;
}
.homepage-features {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: top;
    width: 100%;
    /* height: 80vh; */
    margin-bottom: 20px;
}
.homepage-features-2 {
    display: flex;
        flex-direction: row;
        justify-content: space-between;
        align-items: top;
        width: 100%;
        /* height: 80vh; */
        margin-bottom: 20px;
}
.homepage-features-col-1 {
    flex-basis: 50%;
    padding: 100px;
    background-color: #f7f7f7;
}
.homepage-features-col-2 {
    flex-basis: 50%;
    padding: 50px;
    background-image: url(../images/joystar-f.jpg);
    background-size: cover;
    background-repeat: no-repeat;
}
.homepage-features-col-1-1 {
    flex-basis: 50%;
    padding: 50px;
    background-image: url(../images/b-02.png);
    background-size: cover;
    background-repeat: no-repeat;
}
.homepage-features-col-2-2 {
    flex-basis: 50%;
    padding: 100px;
    background-color: #f7f7f7;
}
.homepage-features-col-1-1-1 {
    flex-basis: 50%;
    padding: 100px;
    background-color: #f7f7f7;
}
.homepage-features-col-2-2-2 {
    flex-basis: 50%;
    padding: 50px;
    background-image: url(../images/b-03.png);
    background-size: cover;
    background-repeat: no-repeat;
}
.homepage-features h2 {
    font-size: 3em;
    color: #14133a;
    font-weight: 400;
    text-align: left;
}

.homepage-about-container {
    width: 100%;
    padding: 100px;
    background-color: #a4cd3b;
}
.homepage-about {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: top;
    width: 100%;
}
.homepage-about-col {
    flex-basis: 100%;
    text-align: center;
}
.homepage-about h2 {
    font-size: 3em;
    color: #14133a;
    font-weight: 400;
}

.homepage-faq-container {
    width: 100%;
    padding: 50px;
    background-color: #ffffff;
    text-align: center;
}
.homepage-faq {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: top;
    width: 100%;
}
.homepage-faq-col-1 {
    flex-basis: 50%;
    text-align: left;
}
.homepage-faq-col-2 {
    flex-basis: auto;
}
.homepage-faq-container h2 {
    font-size: 3em;
    color: #14133a;
    font-weight: 400;
    margin-bottom: 20px;
}

.cta-container {
    width: 100%;
    background-color: #0d0c25;
}
.cta {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: bottom;
    width: 100%;
    padding: 200px 100px;
    background-image: url(../images/bg-overlay-blue.png);
    background-size: cover;
    background-repeat: no-repeat;
    background-position: right;                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      
}
.cta-col {
    width: 100%;
}
.cta h2 {
    font-size: 5em;
    color: #ffffff;
    font-weight: 400;
    margin-bottom: 50px;
}
.cta p {
    font-size: 16px;
    color: #ffffff;
    font-weight: 300;
    margin-left: 150px;
    font-style: italic;
}
.cta-contact-info {
    font-size: 22px;
    color: #ffffff;
    font-weight: 400;
    margin-left: 150px;
}

.homepage-newsletter-container {
    width: 100%;
    padding: 50px;
    background-color: #14133a;
}
.homepage-newsletter {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
    width: 90%;
    margin: 0 auto;
    color: #ffffff;
    border: 1px solid #ffffff;
    border-radius: 6px;
    padding: 50px;
}
.homepage-newsletter-col-1 {
    flex-basis: 40%;
}
.homepage-newsletter-col-2 {
    flex-basis: 60%;
    text-align: left;
}
.homepage-newsletter-input {
    padding: 12px 20px;
    width: 35%;
    border: 0;
    border-radius: 6px;
    background-color: #ffffff;
    color: #000000;
    font-size: 18px;
}
.homepage-newsletter-btn {
    padding: 12px 20px;
    border-radius: 6px;
    background-color: #e1ae2f;
    color: #000000;
    cursor: pointer;
    font-size: 18px;
}

.footer-container {
    width: 100%;
    padding: 50px;
    background-color: #14133a;
}
.footer {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: top;
    width: 100%;
}
.footer-col {
    flex-basis: 25%;
    padding: 50px;
}
.footer a {
    color: #ffffff;
    font-size: 16px;
    text-decoration: none;
    line-height: 2.5;
    font-weight: 300;
    transition: .2s ease-in-out;
}
.footer a:hover {
    color: #e1ae2f;
}
.footer p {
    color: #ffffff;
    font-size: 16px;
    text-decoration: none;
    line-height: 2.5;
    font-weight: 300;
}
.footer span {
    color: #ffffff;
    font-size: 16px;
    text-decoration: none;
    line-height: 1;
    font-weight: 300;
}
.footer h3 {
    font-size: 18px;
    color: #ffffff;
    font-weight: 400;
    margin-bottom: 20px;
}

/* Subpage */
.subpage-container {
    width: 100%;
    padding: 150px;
    background-color: #f7f7f7;
}
.subpage {
    display: flex;
    flex-direction: row;
    justify-content: space-between;
    align-items: top;
    width: 100%;
}
.subpage-col-1 {
    flex: 100%;
}
.subpage-col-1 img {
    width: 100%;
}
.subpage-col-1 p, .subpage-col-1 li {
    margin: 20px 0;
}
.subpage-col-1-1 {
    padding: 0 50px 50px 0;
    flex: 50%;
}
.subpage-col-1-1 .toolbtn {
    background-color: #14133a;
}
.subpage-col-2-2 {
    flex: 48%;
    padding: 50px;
    border-radius: 4px;
    background-color: #14133a;
    color: #ffffff;
}
.subpage-container h1 {
    font-family: 'Lora', sans-serif;
    font-size: 5em;
    letter-spacing: 1;
    color: #14133a;
    margin-top: -20px;
    font-style: italic;
    font-weight: 300;
}
.subpage-container a {
    color: #c49808;
}

.newsletter-preview {
    width: 100%;
    top: 0px;
    height: 70vh;
}

  /* CSS styling for the calculator */
  .calculator-container {
    width: 100%;
    margin: 0 auto;
  }
  .form-group {
    margin-bottom: 20px;
  }
  .form-label {
    display: block;
    font-weight: bold;
  }
  .form-input {
    width: 100%;
    padding: 5px;
    border: 1px solid #ccc;
    border-radius: 4px;
  }
  .range-container {
    width: 100%;
    height: 20px;
    background-color: #ffffff;
    border-radius: 4px;
    overflow: hidden;
  }
  .range-progress {
    height: 100%;
    background-color: #c49808;
    width: 0%;
    transition: width 0.3s ease-in-out;
  }
  .range-value {
    font-size: 12px;
    color: #c49808;
    margin-top: 5px;
  }
  .form-submit {
    padding: 10px 20px;
    background-color: #c49808;
    color: #ffffff !important;
    border: none;
    cursor: pointer;
    font-weight: 400;
    border-radius: 6px;
    font-size: 20px;
    text-decoration: none;
  }
  /* Styling the range input */
  input[type="range"] {
    -webkit-appearance: none;
    width: 100%;
    background-color: #ffffff;
    border-radius: 4px;
  }
  input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    background-color: #c49808;
    border-radius: 50%;
    cursor: pointer;
  }
  input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    background-color: #c49808;
    border-radius: 50%;
    cursor: pointer;
  }
  input[type="range"]::-ms-thumb {
    width: 20px;
    height: 20px;
    background-color: #c49808;
    border-radius: 50%;
    cursor: pointer;
  }
  /* Styling the radio buttons */
  .radio-container {
    display: inline-block;
    vertical-align: middle;
    margin-right: 10px;
  }
  .radio-container input[type="radio"] {
    display: none;
  }
  .radio-container label {
    display: inline-block;
    padding: 5px 10px;
    background-color: #ccc;
    color: #000;
    border-radius: 4px;
    cursor: pointer;
  }
  .radio-container input[type="radio"]:checked + label {
    background-color: #c49808;
    color: #fff;
  }

  /* Add your custom CSS styles here */
  form {
    margin-top: 20px;
  }
  label {
    display: block;
    margin-bottom: 5px;
    font-weight: bold;
  }
  input, textarea {
    width: 100%;
    padding: 10px;
    margin-bottom: 15px;
  }
  textarea {
    height: 150px;
  }
  button {
    background-color: #4CAF50;
    color: white;
    padding: 10px 20px;
    border: none;
    cursor: pointer;
  }
  button:hover {
    opacity: 0.8;
  }
  .success-message {
    color: green;
    margin-top: 10px;
  }
  .error-message {
    color: red;
    margin-top: 10px;
  }

/* Accordion */
.accordion {
    width: 100%;
        margin-bottom: 20px;
      }
      .faqs {
        margin-bottom: 10px;
        text-align: left;
        width: 100%;
      }      
      .arrow-btn {
        border: none;
        background: none;
        font-size: 16px;
        cursor: pointer;
        float: right;
        color: #ffffff;
        margin-top: 30px;
        margin-right: 20px;
      }
      .question {
        margin: 0;
        background-color: #14133a;
        padding: 25px;
        color: #ffffff;
      }
      .answer {
        display: none;
        margin: 0;
        margin-top: 0;
        background-color: #f7f7f7;
        padding: 25px;
      }

      /* Responsive Mode */
      @media screen and (max-width: 600px) {
        .hero {
            flex-direction: column;
            height: 100%;
            padding: 100px 10px;
        }
        .header-col-1 {
            flex-basis: 50%;
        }
        .header-col-2 {
            display: none;
        }
        .header-col-3 {
            flex-basis: 50%;
        }
        .homepage-services-container {
            margin-top: 50px;
        }
        .homepage-services {
            flex-direction: column;
        } 
        .homepage-services-col {
            flex-basis: 100%;
            margin: 10px 0;
        }
        .homepage-services-container {
            padding: 10px;
        }
        .homepage-services-container h2 {
            font-size: 2em;
        }
        .homepage-features {
            flex-direction: column-reverse;
            height: auto;
        }
        .homepage-features-2 {
            flex-direction: column;
            height: auto;
        }
        .homepage-features-col-1, .homepage-features-col-2, .homepage-features-col-1-1, .homepage-features-col-2-2, 
        .homepage-features-col-1-1-1, .homepage-features-col-2-2-2 {
            flex-basis: 100%;
        }
        /* column content */
        .homepage-features-col-1, .homepage-features-col-2-2, .homepage-features-col-1-1-1 {
            padding: 50px;
        }
        /* column images */
        .homepage-features-col-2, .homepage-features-col-1-1, .homepage-features-col-2-2-2 {
            padding: 200px;
        }
        .homepage-about-container {
            padding: 50px;
        }
        .homepage-faq {
            flex-direction: column;
        }
        .homepage-faq-col-1, .homepage-faq-col-2 {
            flex-basis: 100%;
        }
        .cta {
            flex-direction: column;
            padding: 50px;
        }
        .cta h2 {
            font-size: 3em;
        }
        .cta p {
            margin-left: 0;
        }
        .cta-contact-info {
            margin-left: 0;
            margin-top: 10px;
        }
        .homepage-newsletter-container {
            padding: 10px;
        }
        .homepage-newsletter {
            flex-direction: column;
            width: 100%;
        }
        .homepage-newsletter-input {
            width: 50%;
        }
        .footer-container {
            padding: 0;
        }
        .footer {
            flex-direction: column;
        }
        .subpage-container {
            padding: 100px 10px;
        }
        .subpage {
            flex-direction: column;
        }
        .subpage-container h1 {
            font-size: 3em;
        }
      }